A. To simplify the application process, take the time to gather all necessary documents and information before starting the application. Create a checklist of required items such as identification, proof of income, and bank details. This preparation can help you navigate the application more smoothly and reduce the chances of errors that could complicate the process.

B. If you find the application process confusing, consider breaking it down into smaller steps. Complete one section at a time and take breaks if needed. You can also look for online resources or guides that explain the application process in detail, which may help clarify any confusing parts.