A. To minimize exchange fees, consider using Wise's multi-currency account feature, which allows you to hold and convert multiple currencies at lower rates. Before making a transaction, compare the fees for different currencies and choose the one with the lowest fee. Additionally, check if there are specific times or methods of transferring money that incur lower fees, such as using bank transfers instead of credit cards.

B. If you frequently exchange currencies, consider using Wise's price alerts feature to monitor exchange rates and make transactions when rates are more favorable. This can help you save on fees over time.