A. To manage high out-of-pocket costs, review your policy to understand your deductible and consider adjusting your plan to a lower deductible if financially feasible. This may increase your premium but can reduce your out-of-pocket expenses when you need to file a claim.

B. Budget for potential out-of-pocket costs by setting aside a specific amount each month in a savings account dedicated to pet care. This can help you prepare for any unexpected expenses related to your pet's health.